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Author Topic: New Motorcycle Insurance Laws  (Read 1124 times)

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Offline The Stig

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New Motorcycle Insurance Laws
« on: June 30, 2011, 09:10:40 AM »
Just seen this & I don't think it's been talked about on here.

So what your thoughts.

If you don't SORN your motorcycle it NEEDS to be insured with no if's or buts.


This means it hits the motorcycle community the hardest as some bikers understandably are seasonal road users.

Every 6 or so months some motorcyclists have to fill in a form to announce to the DVLA that their motorcycle is safely tucked away in the garage & won't be coming out to play.


I'm sorry but I'm I the only one that thinks this is a complete waste of tax payers money & just creating jobs for the sake of creating jobs.

The police already have the technology to detect if you don't have insurance, tax, MOT  & other things without even stopping you these days.

So why the need to have this extra system in place?

Is it the big brother syndrome?



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Offline Chassa

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Re: New Motorcycle Insurance Laws
« Reply #1 on: June 30, 2011, 12:25:44 PM »
 :old   I think this law applies to cars and motor bikes, I agree it's a pain but it applies to all.    :taz
[i

Offline Bampy

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Re: New Motorcycle Insurance Laws
« Reply #2 on: June 30, 2011, 12:33:00 PM »
Solve it all abolish raod tax and insurance and put it on the petrol that way everyone is taxed and insured and the more miles you do the more you pay.

Offline Chassa

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Re: New Motorcycle Insurance Laws
« Reply #3 on: June 30, 2011, 12:46:18 PM »
 :i_agree   Great idea but too easy, this is politicians were talking about, if its too easy they can't cream anything off the top.
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Offline Lunkhead

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Re: New Motorcycle Insurance Laws
« Reply #4 on: June 30, 2011, 04:28:35 PM »
What this means is that if you have a bike with free tax or if it's so cheap that you can't be bothered claiming it back, so you leave it run, but the bike is off the road so you leave the insurance lapse, you will automatically get prosecuted.

If you don't tax it, you don't get prosecuted.

Therefore it's an offence basically to tax your bike if you don't ride it.

Am I missing something?

Offline rdstars

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Re: New Motorcycle Insurance Laws
« Reply #5 on: June 30, 2011, 05:15:51 PM »
If you do not want to insure your bike for a month or two because you know you wont be riding then you will have to sorn it,

so you will loose a month of tax doing that "they will make money"  ( Chances are your skint and cannot aford it till the end of the month or month later )

Then when you tax it again you have got to do it for a min of 6 months, again make money.

Alot of people will not of heard of this and there will be fines going out in the post, again make money.

Alot of older people will not understand this so again some will get fined, again make money.

With the amount of various rules to comply with some of us will laps on this and get fined, again make money.

It's all about making money...........

So you cannot sell a bike with tax as you do not know if the next person is insured as it is none of your buisness is it? who gets the fine????? Bet a few previous owners will just like the original sorn.


If they want to get these low life's off the road with no Licence, insurance etc there are lots of ways, they are not intrested in that unless there is a BIG accident and have seen a potential of getting £££££££ out of us.

Offline arron

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Re: New Motorcycle Insurance Laws
« Reply #6 on: June 30, 2011, 05:36:09 PM »
I don't usually agree with this sort of thing, but....... I do agree with this new law

Taken from dvla website

A total of 449,228 successful searches (vehicle found) were carried out on the MID in May compared to 369,978 in April.
Latest estimates are that around 4% (around 1.4 million) of GB motorists drive uninsured. The penalty for driving without insurance is a maximum fine of £5,000 and 6-8 penalty points or possible disqualification. Around 200,000 offenders are convicted for uninsured driving every year.
Currently every responsible motorist pays an average £30 each year within their premiums to cover crashes involving uninsured and untraced drivers. It is estimated that uninsured and untraced drivers kill 160 people and injure 23,000 every year.
Measures already introduced in the Serious Organised Crime and Police Act 2005 gave police improved access to the MID and powers to seize vehicles driven without insurance. In 2009 around 180,000 uninsured vehicles were seized.


Now I know our premiums won't go down, but this sort of thing might prevent them going up in the future by huge amounts! I know that's a bone of contention with people!

Taxing a bike, most people on here will pay £53 or £74 For the year. If your not going to ride for 2 or 3 months, declare it SORN on line (5 min job) and then get a refund for those months! Simple! I don't understand the problem. Or am. Missing something?  :scratch

Offline snoopy

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Re: New Motorcycle Insurance Laws
« Reply #7 on: June 30, 2011, 05:49:35 PM »
Thing is .... The people that don't pay already are not going to be bothered by this .. If they already disregard the law by riding/driving uninsured or untaxed ... what makes the ''Law Makers'' think this law is going to make any difference ??   :scratch  :scratch...

If your vehicle is sorned there is no problem ..

Law breakers will be law breakers whatever ..

The only ones penalised are those who may forget to sorn a vehicle...?


Am I oversimplifying this ??  :scratch  :nails
Bikes don't leak oil',.... they mark their territory :o)           Sometimes it takes a whole tankful of fuel before you can think straight. Growing old is manditory... but growing up...well that my friends...is OPTIONAL!

Offline arron

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Re: New Motorcycle Insurance Laws
« Reply #8 on: June 30, 2011, 06:28:27 PM »
If your insurance does "lapse" you get a letter from the insurance company to "remind you". Now you also get a "reminder" from the DVLA. They give you a period of time to rectify this. If you choose to do nothing. You get £100 fine. Still nothing, car impounded until rectified, or then crushed. If you can't afford to insure it for a month or two, takes 5 mins to SORN a vehicle. There's no excuse really! Simples.

That sounds fair to me. You're right though Snoopy, people will always break the law, this just makes it a little more difficult. What you will find now though is People will declare SORN and still run it as normal! No tax, no mot, no insurance! If you can't afford to run one, you shouldn't own one!
« Last Edit: June 30, 2011, 06:32:40 PM by arron »

Offline NERO

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Re: New Motorcycle Insurance Laws
« Reply #9 on: July 01, 2011, 07:31:57 AM »
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If your insurance does "lapse" you get a letter from the insurance company to "remind you". Now you also get a "reminder" from the DVLA. They give you a period of time to rectify this. If you choose to do nothing. You get £100 fine. Still nothing, car impounded until rectified, or then crushed. If you can't afford to insure it for a month or two, takes 5 mins to SORN a vehicle. There's no excuse really! Simples.

That sounds fair to me. You're right though Snoopy, people will always break the law, this just makes it a little more difficult. What you will find now though is People will declare SORN and still run it as normal! No tax, no mot, no insurance! If you can't afford to run one, you shouldn't own one!


Totally agree, sorn'd one of my cars yesterday online. As you said took 5mins. Can't see the problem.

Offline AIRWOLF21

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Re: New Motorcycle Insurance Laws
« Reply #10 on: July 01, 2011, 08:33:02 AM »
have to agree with nero and others, just one watch on traffic cops on bbc1 shows how often police catch those without insurance and how many slip the net. Personally i'd always insure my bike even if its in a garage with all the bike thefts going on as del boy would say "you know it maks sense" :thumb_up

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Re: New Motorcycle Insurance Laws
« Reply #11 on: July 01, 2011, 09:01:07 AM »
Whilst there are less Traffic Cops about there has been an increasein the number of Automatic Number Plate Recognition (ANPR) camera and camera vans about.

You only have to drive or ride through the camera site to set it off. That may be because the vehicle is used in crime or not being on the Insurance or MOT database. They will also ping for a SORN vehicle driving past.

So for those that do ignore both systems or try and flaunt the system then the risk is there of getting caught and vehicle taken off the road.

So no one pays for anything they don't need to pay for but for those who don't pay at the the expense of those that do, maybe the time has come to pay up or get the shed off the road where it belongs.

Insure it, or SORN it. It is as simple as that.

Offline Lunkhead

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Re: New Motorcycle Insurance Laws
« Reply #12 on: July 01, 2011, 05:25:21 PM »
It's not quite as simple as that. Many of my friends own museum piece bikes that only see the light of day when they're going to a show. These are on 'vintage' free tax discs. These bikes then have to be sorned even though there's no cash involved. Many of these codgers have no online facility or ability.

Police ANPR cameras have no link to DVLA.  The DVLA will automatically issue a fine for No Insurance by virtue of you having a tax disc.

The DVLA have their own cameras to spot your vehicle being used without tax. Did you know there are two permanent DVLA cameras in Swansea alone?

Offline blueracer

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Re: New Motorcycle Insurance Laws
« Reply #13 on: July 01, 2011, 05:48:30 PM »
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It's not quite as simple as that. Many of my friends own museum piece bikes that only see the light of day when they're going to a show. These are on 'vintage' free tax discs. These bikes then have to be sorned even though there's no cash involved. Many of these codgers have no online facility or ability.

Police ANPR cameras have no link to DVLA.  The DVLA will automatically issue a fine for No Insurance by virtue of you having a tax disc.

The DVLA have their own cameras to spot your vehicle being used without tax. Did you know there are two permanent DVLA cameras in Swansea alone?
  No didnt know this

Offline NERO

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Re: New Motorcycle Insurance Laws
« Reply #14 on: July 02, 2011, 08:15:07 AM »
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It's not quite as simple as that. Many of my friends own museum piece bikes that only see the light of day when they're going to a show. These are on 'vintage' free tax discs. These bikes then have to be sorned even though there's no cash involved. Many of these codgers have no online facility or ability.


If no on-line facility, i'm sure they have phones.

Make a SORN by phone
Call 0300 123 4321 – use the reference number shown on your V5C registration
certificate, V11 or V85/1 reminder form.

Or you could do it at the Post Office.

I'm sorry but it is "quite simple as that".
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