Another insurance question

[UK Bike Forum Member]

Hi everyone - I was wondering if anybody (especially those veteran riders that are also instructors) can offer some insight into a dilemma I'm having!

Okay I've bought a new bike (33bhp) to do my module A and B tests on and replace my 125cc Gilera I've been riding since last September (so have my CBT and theory test done so far) however the insurance companies I've checked out won't insure a bike that I'm not legally allowed to ride yet.   I appreciate their position but that rather leaves me in a bit of a quagmire...

So my questions are as follow:

1)  When doing your tests (Module A and B) what is the usual practice regarding insurance?

and

2)  How do you actually get your bike to the test areas when you can't legally ride on the road yet?


I really apologise if these are really stupid questions!

[UK Bike Forum Member]

I had a mate who had a similar problem in he was doing DAS but bought a bike in advance and his concern was someone nicking it but he couldn't get it insured at all. Why would you want to use your new bike though? From my understanding for a restricted licence you have to do your test on a 125cc bike (15hp or below) if you want to do DAS it has to be done on a bike over 46hp.

Most people would use a schools 500cc bike so insurance isn't an issue.

[UK Bike Forum Member]

Yeah I did seriously consider using my 125cc but there are a few issues with it that would have made life very hard.  For one the speedometer is faulty so I wouldn't have a clue what speed I was doing and I'm very reluctant to spend any money on a bike that has served its purpose and, if I'm honest, I rather looking forward to passing on to the next noobie!

[UK Bike Forum Member]

you will not be allowed to take a test on a 33bhp bike as it is to big for a class a1 but to small for a a class as shown below
There are three different categories of machine you can use for your motorcycle test:

•category A1 (light motorcycle) - a solo motorcycle between 75 and 125 cc, with a power output not exceeding 11 kilowatts - passing your test on a machine in this category will enable you to ride machines up to 125 cc as a full licence holder
•category A2 (standard motorcycle) - a solo motorcycle between 121 and 125 cc, capable of exceeding 100 kph (62.5 mph) - passing your test on a machine in this category will enable you to ride machines with a power output not exceeding 25 kilowatts (33 brake horse power) as a full licence holder for a period of two years; after the two year period the restriction will be automatically lifted and you may ride larger machines
•category A (unrestricted) – a solo motorcycle with a power output of at least 35 kilowatts (46.6 brake horse power) - passing your test on a machine in this category under the Direct Access Scheme or Progressive Access Scheme will enable you to ride a motorcycle of any engine size and power output

[UK Bike Forum Member]

Hi everyone - I was wondering if anybody (especially those veteran riders that are also instructors) can offer some insight into a dilemma I'm having!

Okay I've bought a new bike (33bhp) to do my module A and B tests on and replace my 125cc Gilera I've been riding since last September (so have my CBT and theory test done so far) however the insurance companies I've checked out won't insure a bike that I'm not legally allowed to ride yet.   I appreciate their position but that rather leaves me in a bit of a quagmire...

So my questions are as follow:

1)  When doing your tests (Module A and B) what is the usual practice regarding insurance?

and

2)  How do you actually get your bike to the test areas when you can't legally ride on the road yet?


I really apologise if these are really stupid questions!

1/either your own insurance or via a training school
2get it there on a trailer or someone elses insurance ,but as you have to state that it is taxed and insured you are stuffed for the road ride , so why not just do it on your 125 and save hassle

[UK Bike Forum Member]

 if you call a bike school they will lend you a bike and take you down to the test centre and also give you a bit of a run before the test the one in cardiff does it is £110 a day

[UK Bike Forum Member]

Thanks for advice everyone!

In honesty 110 pound extra on top of the hundred for the tests is really stretching my budget so I may have to wait the tests out for a little while. 

Or I may borrow a friend's 125..!

[UK Bike Forum Member]

You could do Mod 1 on your 125, the fact the speedo doesn't work doesn't mean much, when you are doing the avoidance and emergency stop you don't really have to look, you'll just gun it in 3rd gear.

Borrow your mates for the mod 2 though!

xxx

[UK Bike Forum Member]

You could do Mod 1 on your 125, the fact the speedo doesn't work doesn't mean much, when you are doing the avoidance and emergency stop you don't really have to look, you'll just gun it in 3rd gear.

Borrow your mates for the mod 2 though!

xxx


Both mod one and 2 have to be done on the same class of bike unfortunately

[UK Bike Forum Member]

Both mod one and 2 have to be done on the same class of bike unfortunately

I thought the test sequence was complicated enough

So can someone elighten me - if you pass module A and B on a 125, what happens if you then decide to go for the DAS? Do you have to take Mod A and B again?

[UK Bike Forum Member]

Both mod one and 2 have to be done on the same class of bike unfortunately

I thought the test sequence was complicated enough

So can someone elighten me - if you pass module A and B on a 125, what happens if you then decide to go for the DAS? Do you have to take Mod A and B again?

No you dont.... You just do the direct access. Or wait until your restriction runs out after 2 years, which will then entitle you to ride a full power bike.

[UK Bike Forum Member]

I thought the test sequence was complicated enough

So can someone elighten me - if you pass module A and B on a 125, what happens if you then decide to go for the DAS? Do you have to take Mod A and B again?

Yes on a larger bike.

[UK Bike Forum Member]

yep on the bigger bikes

[UK Bike Forum Member]

I thought the test sequence was complicated enough

So can someone elighten me - if you pass module A and B on a 125, what happens if you then decide to go for the DAS? Do you have to take Mod A and B again?

Yes on a larger bike.

Yes a larger bike .. yes redo mod 1 and 2 ON THE LARGER bike... Direct being the word..bypassing the restictions of  a 125 or 33bhp